Credit & Debit Cards Scams

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On checking my bank account I found out that two payments had gone out to choosecrowd - £37.69 x 2 and one to shieldpeople - £37.50.
I do not know these companies.
On doing an online search for choosecrowd, I wa advised log into my account to cancel the service. Seems the service is a credit score company of sorts? I can't log in as I do not have an account with them.
I telephoned them to be (0845 number), to be put through to a customer services number, that deals with various companies. I was advised to e-mail choose people. I have contacted my bank.I have also had money taken out by shieldpeople? Couldn't figure out what they are. I've emailed them
How can companies take money out of your account, when they have not provided goods/services?

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