1. Take a breath and relax!
Do not act directly. The first step should be to try and calm down! It can seem like everything has to be fixed as soon as possible, but sometimes taking a breath can help put things in perspective.
It may help to talk to family or friends. Nearly everybody gets scammed at least once in his live. It is not something to be ashamed off. Scammers have become increasingly professionals and in our busy lives it is easy to miss the signs (if there are signs at all).
2. Stop contact with the scammer
You might want to send an angry email, or respond to an offer of ' just one more payment' , but trust us, it is much better to hang up your mobile, and block email or letters they may send your way. It is better to spend your energy and time elsewhere, than waste it on the scammer anymore!
3. Contact the payment provider
If you have been a victim of a scam, it is important you get in contact with the payment provider (e.g. Paypal, credit card company) or banking institution you used in the transaction. They will have a dedicated fraud adviser who will be best equipped to help you! There is often a bit chance you can get your money back!
4. Report the scammer!
Of course you can report the scammer on Scamadviser.
There are also specialised agencies to help people in your situation. Not only can you help stop the scammers by informing them - they can also provide you with support and help on what to do as well as have useful resources for you to use.
Check out our extensive list of (country specific) links to help you report scams at How and Where to Report a Scam! to the proper authorities.
5. Check your online security
If you believe you've given personal details or financial information to the scammer, make sure to change your passwords and inform your bank or credit card company. Do this as fast as possible.
6. The next steps
Once you have fallen for a scam your name may be on a "sucker list". Other scammers may try to approach you, sometimes stating they want to help you get your money back.
Learn more about scams on websites such as Scamadviser to see what kinds of traps are out there!